What does Sand-Covered Head mean?

Have you ever heard the term "He buried his head in the sand?" It's actually an idiom that refers to the instinct of an ostrich when it sees danger. The ostrich literally places his head in the sand as he feels danger is approaching. Sounds silly, right? You would think that over the years evolution would tell ostriches to run (do ostriches fly?) away to safety or at least attempt to attack their predator (Angry Birds!). My lack of knowledge concerning ornithology aside, I know stupidity when I see it! And, my friends, I have been stupid with...(please treat every period of the ellipse as a 'dun') MY FINANCES.

Whew! Tell the truth, and shame the devil! The truth shall set you free!

That was more liberating than I expected! I've finally admitted, out loud, that I don't have it all together. I'm actually in a financial mess...at twenty. Yikes! But already I feel my head coming out of the sand. This blog was created to help me document my journey to financial freedom. I want money to be my friend, not my savior or flat-out enemy,as it has been in the past. As with most daunting projects I face, I want others to join me. I don't want to be the only one being financially fit in my 20s. I've heard it's lonely at the top.

Now I have not romanticized this journey in the least bit. This decision has come at a time when I have seemingly run out of jeans and cardigans, I need a new mattress, and I desperately need a car. I'm a student working a part-time at minimum-wage. I can't afford all of my wants with my "salary". I understand that there will be sacrifices and disappointments to come. But, in all honesty, I'd rather make the sacrifice of no spring break (#firstworldproblems) than to be disappointed when I am 27 with terrible credit and no savings.

So I'm going to learn how to attack my debt. I have to figure out why I have used money so poorly, and how I can change that. Hopefully, my growing pains inspire you to:

A. Not repeat my mistakes, and avoid those mistakes at ALL costs.
B. Join me in removing your head from the sand...and be proud of your SAND-COVERED HEAD!